Updated policies

Terms and Conditions of Use

By using Ophelarythavial, you agree to follow these terms. Please read this document carefully before engaging our consultation or recommendation services.

December 5, 2025

Acceptance of Terms

Accessing or using our website or services means you accept these terms in full. If you do not agree, please discontinue use immediately. Continued use signifies continued acceptance of all clauses and future updates.

Definitions

For clarity, certain terms are defined as follows throughout this document.

"Service" refers to the financial recommendations, advice, or evaluations provided by Ophelarythavial.

"User" means any person engaging with our website, officers, or staff for consultations.

"Content" includes all text, data, graphics, and information shared on the site.

"Agreement" means this Terms and Conditions document and any referenced policies.

Service Usage

Use our consultation service solely for lawful purposes, consistent with your jurisdiction and for individual, non-commercial intentions related to your personal needs.

Eligibility

Our services are available only to individuals aged 18 years or older who possess legal capacity to enter binding agreements.

If you are under 18, please refrain from using this website.

User Responsibilities

By using Ophelarythavial, you agree to maintain accurate, complete, and current information at all times.

Safeguard your account details and do not share access credentials.
Notify our team immediately if you suspect any unauthorised access to your account or information.
Comply with all relevant laws, including privacy and data legislation in Australia.
Use the content and recommendations provided responsibly and in accordance with these terms.

Prohibited Uses

Engaging in any of the following is strictly forbidden.

Accessing or using the service for unlawful, fraudulent, or malicious activities.
Infringing upon the rights of others or facilitating unauthorised access to the site.
Attempting to modify, disrupt, or reverse-engineer website features or data.
Interfering with the security of our service or exfiltrating confidential data.
Sharing inappropriate, defamatory, or unlawful content through our channels.

Intellectual Property

All content, graphics, and evaluation methodologies on this site are protected by Australian copyright laws and remain exclusive property of Ophelarythavial or its licensors. You may not reproduce or reuse content without prior written permission.

User Content

Any material you upload or transmit via the site must be your own and not violate third-party rights or applicable laws.

Your Content Rights

You retain ownership of your submitted content but grant us a license to use it solely to deliver our services and communications.

Privacy Policy

Our collection, storage, and use of your personal information is governed by our Privacy Policy, subject to the Australian Privacy Principles. Your continued use indicates acceptance of that policy.

View Privacy Policy

Important Disclaimers

The recommendations and evaluations are provided without guarantee of result or outcome.

No guarantees

Results may vary. Past performance doesn't guarantee future outcomes. All advice is impartial and for informational purposes only.

Limitation of Liability

Ophelarythavial and its representatives are not liable for direct or indirect loss arising from using our services or reliance on recommendations.

Indemnity

You agree to indemnify and hold Ophelarythavial and its associates harmless against any claims, liabilities, or expenses resulting from your use of the site or breach of these terms.

Dispute Resolution Procedures

We encourage dialogue for resolving disagreements first. For unresolved matters, the process is outlined below.

Arbitration

Disputes may be resolved through confidential arbitration under Australian law. You agree to binding arbitration except where prohibited.

Arbitration does not limit your statutory rights as an Australian consumer.

Online Dispute Resolution

As part of our commitment to transparent procedures, you may use an approved online dispute resolution platform if needed.

Read dispute disclaimer

Severability

If any provision is invalid or unenforceable, the remaining provisions remain in effect.

Entire Agreement

These terms and referenced policies constitute the entire agreement between you and Ophelarythavial regarding your use of our services.

Applicable Law and Jurisdiction

These terms are governed by Australian laws. Disputes are subject to courts within Australia.

Termination

We reserve the right to suspend or terminate your account for breaches of this agreement or misuse as described herein.

Modifications

We may revise these terms periodically. Updates take effect on posting. Your continued use signifies agreement to changes.

Contact Information

For any term-related inquiries, please reach out using the details below.

Email address: content@ophelarythavial.com

Phone: +61742861719

Address: 113 Exhibition St, Melbourne, VIC 3000 Australia

Effective date: December 5, 2025

Version: 2.0